Risk Management Consulting Services

We Provide state of the art Actuarial and Econometric Risk Management Services to Fortune 500 companies and middle market sector utilizing a large staff of interns and analyst.

Get Started
Risk Management Analytics

Our Expertise

We offer risk management consulting services to banks and mortgage banks, insurance and alternative risk solutions including RRG's and cell / captive insurance, as well as reinsurance companies particulary mortgage reinsurance captives. We also perform CRM and transaction data analytics in various industries like digital advertising, database marketing, credit cards, and retail.

Banks & Mortgage Banks

Banks & Mortgage Banks

Our services include DFAST and CCAR stress testing support, modeling, and model validation.

Learn More
Captives & Self-Insured Entities

Captives & Self-Insured Entities

Our services include SCR and MCR modeling, Claims Process Modeling, model validation, and stress testing.

Learn More
CRM Marketing Data Mining

CRM Marketing Data Mining

We offer our services to marketing, retail, credit card companies, digital advertising, and database marketing firms.

Learn More
Mori Batagva

Mori Batagva

ERM Advisors Managing Director

Mori started his Risk Management career with Johnson & Higgins Global Risk Management Services in Manhattan, NY in 1988 as an Actuarial Consultant. His primary focus included Risk-based Loss Forecasting, Reserving and Pricing for self-insured Fortune 100 entities, particularly Captives domiciled in Vermont, Hawaii, Cayman Islands, Bermuda, and Barbados.

Read Mori's Story

Frequently Asked Questions

Because all our students land high paying jobs and become managers soon after. We teach our students amazing skills that are so rare in the US, that we import them. when you graduate from college, You will know skills that only analysts and managers with advanced degrees learn after years of working.

It's 100% placement over $70,000, and soon after, six figure management positions.

The training is online but given COVID disappearance, it will be a combination of online and in-person.

ERM Academy is best taken while a sophomore or junior in college to get 2-3 years of relevant work experience to maximize pay after graduation.

We train you from ground up in all areas – no prerequisites except for hard work and motivation.

Yes, there are payment plans for group trainings but not for 1:1 private training.

We are currently working on creating a nonprofit organization to fund our students which they repay after being successfully employed in small monthly installments to be used to fund future student tutions.

There is no college degree that does what this program does.

There are no other expenses.

We have all the resources and support that our students need.

Hear From Past Risk Management Consulting Interns

Jon Kelly

Mori and I worked together at his ERM Academy in Boulder, Colorado for two years. From the moment I met Mori I felt like I had known him for years. He became a good friend and teacher within the first session. Mori is an excellent teacher who is very knowledge in his field. His real life examples make for the best learning experience that anyone could ask for. Risk management is not an easy field and Mori does an excellent job of breaking down complex subjects so that a new student, or even a seasoned student, can relate and understand. When I signed up for his class, I did not know what to expect. What I got was a great introduction and in depth understanding of the Risk Management industry. Mori’s endless connections in the field and expert advice make for an added bonus when working with such a great guy and good friend.

Christopher Burnham

First Vice President of Investments at Marcus & Millichap

Jon Kelly

My experience with Mori at the ERM Academy altered my career projection and future goals. I was able to receive one on one training to lay out the land of data, how it’s used in risk across various industries. The skills obtained are those that will last a lifetime and give an edge in the workplace that is unobtainable otherwise. The exposure and experience Mori has and shares with you you can’t find anywhere else. It gives the experience and knowledge that is not available at an institution such as the University of Colorado.

Tesha Johnstun

Business Robotics Analyst Risk Control, UBS Bank

Jon Kelly

I worked with Mori at his ERM Academy for two years, and he’s been my mentor and great friend for the last six. I can honestly say that nobody is more passionate about creating a new class of hard-working, ethical, and analytically superior students. When I signed on to his program, I didn’t realize I was gaining a career coach and friend for life, but his global network and seemingly endless connections have opened unbelievable doors for me and the rest of the ERM Academy graduates. Mori has a heart of gold and has been the largest influence in my professional career. I use his training every day and I know that he will always be ready to jump on a call and talk about what’s next in my career.

Alec Hugo

Senior Sales Operations Analyst at OpenTable

Jon Kelly

Throughout the 6 years of knowing Mori I have never stopped learning. Whether I was working with him, tutoring his students or simply reaching out to see how he was doing he has always helped to progress my skill set while also being a close friend. The ERM Academy taught me the finest Risk Management techniques backed by real-life examples, running in parallel with professionalism and social responsibility. I looked to apply my skills in ways I was unable to in my college courses and I was ecstatic when I achieved this within the Academy. I cannot thank Mori enough for supporting my thirst for knowledge and pushing me further than I thought was possible. From Credit Risk to Predictive Modeling to Marketing Analytics he has helped me think of data in ways I had not been able to before. I find myself looking back at the hours spent working as a Risk Analyst frequently, cherishing the impact it has had on my career and character. Mori is a leader, a colleague and a friend. I thank him for the lessons he’s taught and the experiences he’s shared. I hope, but am confident, that he can continue his tremendous success wherever he ventures next.

Jon Kelly

Revenue Operations Manager at YipitData

Jon Kelly

I’ve known Mori now for over 4 years and in that time I don’t think I’ve found someone who’s more passionate in what he does. Mori has been not only an excellent mentor and teacher but a great friend as well. He’s created something truly special in the ERM risk academy and without the academy, as well as his unique brand of tutelage, I would not be in the position I am now. I have yet to come across anyone with as strong of an analytical skillset as Mori and he’s taught me almost everything I know about risk management and the finance industry in general. It’s been a pleasure to know him and I couldn’t recommend anyone more highly then Mori.

Marcus Martinez

Industry Insights Analyst at ALG, A TrueCar Company

Jon Kelly

Spending two years with Mori earned me interviews with investment banks, asset management groups, and other Fortune 500 companies both abroad and in the States. His circumferential curriculum and interactive teaching style enabled me to interview for positions in credit risk management, credit reporting, corporate finance, corporate development, market risk management, and general financial analysis. I can genuinely say if it wasn’t for Mori I would not be one of the few American graduates (Bachelor’s degree) who was fortunate enough to find employment in a cutthroat and extremely competitive Fortune 500 job market. Every day on the job I utilitize the technical skills Mori taught me including VBA, Macros, expert Excel modeling, Monte Carlo simulation, statistical analysis in finance, automated reporting, SAS, and Visio. It can be difficult to prove yourself a competitive candidate in international corporations when completing your education in Colorado. However I promise your investment with Mori, in time and money, will open more doors for you [across the world] than an investment with any other mentor or career coach could. Thank you, Mori, for a terrific two years.

Brooks Kanski

Director at Province, Inc.

Jon Kelly

In the world of risk and analytics there is no better. Mori is a master of both insurance and credit risk with a proven track record of success. I attended Mori’s Enterprise Risk Management Academy as well as worked under him at ERM Risk Advisors. I learned more in the time I spent with Mori than I did my entire undergraduate career, and I can confidently say that he is the reason I am successful In my role today. A friend, and a colleague whom I am fortunate to have.

Thomas Waldschmidt

Data Science Analyst II at Goal Structured Solutions, Inc.

Jon Kelly

Looking back at my college years after being in the workforce for 4 years has left me feeling slightly ripped off. Don’t get me wrong, college was a blast and I gained valuable knowledge, but I realized that there are certain skills and thinking processes that can’t be learned in a classroom setting.
I hit a plateau at my old job and was looking to make a giant leap. When I first heard of the Academy I was skeptical about learning a new trade from a friend of a friend, but after meeting with Mori and discussing what the Academy has to offer I went for it.
Mori fosters a creative and open learning environment. He is the type of person colleges are begging to hire. He’s a downright awesome guy. I’m at where I am today because of my time at the Academy.
High-level critical thinking and discussion in an individual and small group setting excels the learning process. Mori’s extensive background in mathematics, statistics, quantative financial analysis, enterprise risk management, and data analytics serves as the curiculum. I decided what topics were best for me and aligned with my career goals. I’m at a whole new calibre now and am rocking my new job. I couldn’t be more excited for what’s next!

Kevin Wagley

Engagement Engineer at Valen Analytics

Jon Kelly

When I joined ERM Academy and ERM Risk Advisors in October 2011, I was just beginning to accept that life after college was coming my way, and quickly. I was disappointed by the poor job market and overwhelmed by the sheer number of paths my first career could take. I was a stranded sailboat with a broken sail, drifting ever farther from the calm, warm waters of life at CU and closer to the perfect storm of reality. Soon, though, I found a friend and a shipbuilder in Mori, who began to help me repair my sailboat and to see the reality of the landscape that awaited me. A storm still awaits me, but instead of being drawn into it uncontrollably and fearfully, I am barreling into it head on, armed with the confidence and knowledge I haved garnered in the last several months. Am I invincible? Of course not, not even close. But understanding the nature of this storm and having the knowledge and direction to guide my sailboat in the right direction have made all the difference.

Nicholas Parker

Associate Analyst – Corporate Finance Group at Moody’s Investors Service – Energy (Oil & Gas)

Jon Kelly

Hope you’re doing well and boulder is treating you well as the new school year has started. Just wanted to update you on what’s going on here in NYC!
I got a project manager position with a financial services company named Guggenheim partners in NYC.

I just received the offer on Friday and am starting next Tuesday!! I am working in their legal department, and am in a team with 2 other girls a couple years older than I am.
This job is exactly what I wanted with all the work life balance they provide, with what seems like a great work atmosphere and a great learning and growing experience for me. Also, they are starting me at a salary higher than my recruiter and I had anticipated. Obviously a plus I am very happy about!!

I truly appreciate the work experience you have given me, because without your help and guidance who knows if this job would have even been within reach. My manager who hired me told my recruiter after the first interview she was expecting to hire someone who had At LEAST 3 years experience. She said my personality, charisma and past work experience impressed her. Also she said she could see so much potential in me regardless of how long the prior work experience was, and that is exactly what you had done for me. Given me the confidence to further succeed with the potential you had seen in me. I cannot thank you enough for that!

Kelsey M. Hughes

Project Manager at Guggenheim Partners

Will You Be Our Next Success Story?

Partner With Us To Secure Your Professional Success